Contact Your Insurance Provider
Before you start looking into the best options for your company, first call your insurance agent or carrier to confirm what your policy covers. Different companies have different allowances for what wellness dollars can be spent on, so you want to make sure you fully understand the terms of your policy.
Talk to Your Team
Once you have determined what your wellness dollars will cover, the next step should be to talk to your employees to see what they are interested in, what their health goals are and what services they would actually use based on the time they have available. Since most insurers have a maximum amount of expenses that will be reimbursed, it is important to make the most out of each dollar available.
Research Wellness Programs
There are a lot of options out there so you can get creative with your choices to best suit the needs of your employees. To accommodate busy schedules and family obligations, look into virtual fitness programs that offer online health and wellness classes (as a bonus, the whole family can take advantage of this). On-site options also work for many people, including yoga, meditation, nutrition workshops or even healthy snack options made available in the break room.
Benefits of Wellness Programs
Once the wellness programs are in place, employees should be highly encouraged to participate. Research has shown that healthier employees are more energized and productive, take fewer sick days and can lower your costs for insurance premiums. Investing in a culture of health and wellness for your employees can create a happier work environment and an overall positive image of the company. Contact Webb Financial Group at 847-235-6001 or ChrisWebb@webbfg.com for more information on this important policy feature.
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